Dual Insurance for Driverless Cars?
Posted on Feb 10, 2017 in Insurance Developments and Trends, Technology Impacting Auto Insurance | Comments Off on Dual Insurance for Driverless Cars?
The UK Department for Transport is expected to announce that owners of self-driving cars will be required to take out “two-in-one” insurance policies. These policies would cover the driver if a human is driving the vehicle, and would also cover the car when it is operated in driverless mode. The insurer issuing the policy would then be able to recover costs for claims on driverless accidents from the responsible party, such as the manufacturer. The reasoning behind such “two-in-one” insurance policies is to allow an accident victim to obtain compensation without having to determine whether the claim must be brought against the vehicle or the driver.
